Checking job applicants’ credit references

by Walter Olson on October 29, 2010

Many employers find the practice helpfully predictive, but the Equal Employment Opportunity Commission is stepping up pressure against it. [WSJ Law Blog, Hyman]

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PointOfLaw Forum
10.29.10 at 6:42 am


1 Melvin H. 10.29.10 at 10:13 am

Does anyone know what other things one’s credit score is used for, unrelated to things financial (i.e. Loans, etc. )? I have heard that the credit score is used by auto insurance companies for the purpose of whether or not to insure drivers; since it is mandatory to have insurance in order to drive in most if not all states, how “fair” is that?

2 Anonymous Attorney 11.01.10 at 10:12 am

Interesting how racial generalizations are DENIED when they work to non-whites’ disadvantage, but ASSERTED when they work to non-whites’ advantage. I.E., “You can’t generalize and say that blacks and Hispanics have lower credit” vs. “Blacks and Hispanics have lower credit, and therefore, you can’t use credit scores to discriminate against them.”

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