Posts Tagged ‘insurance’

Liability roundup

  • “Judge dismisses Brady Center’s lawsuit. Ammo retailers not to blame for Aurora theater killer” [Denver Post via @davekopel]
  • “Ever been in a crowded subway car when a gunfight broke out? I have.” And it relates to slip-fall cases [Eric Turkewitz]
  • No more of Prosser’s tricks: Scalia warns modern Restatements “of questionable value, must be used with caution” [Orin Kerr]
  • Impact of revelations in Garlock document trove continues to ripple: “Insurer Claims Asbestos Fraud Tainted Pittsburgh Corning Bankruptcy” [Daniel Fisher, Forbes, earlier]
  • Trial lawyer allies want to make California’s insurer-shackling Prop 103 even (if possible) worse [Ian Adams, Insurance Journal, see also]
  • “The settlement shakedown”: Scott Shackford on the Moonlight Fire case in California [Reason, earlier]
  • This must be what they call a hellhole jurisdiction [comic book cover via Jim Dedman, Abnormal Use]

Lawmaker seeks ban on home-insurance “breed discrimination”

Home insurance companies often charge higher premiums to homeowners whose breeds of dog have a bad loss experience, and that practice is unfair and even “ridiculous,” thinks Connecticut lawmaker Brenda Kupchick (R-Fairfield). If “breed discrimination” is banned, and insurers instead pass the uncovered losses on to owners of other dog breeds or policyholders generally, that would not be unfair or ridiculous, right? [AP/Insurance Journal; David Moran, Hartford Courant (reg)]

California Prop 46 and Prop 45

Besides Prop 46, which would massively raise the MICRA limit on noneconomic damages in medical liability cases and subject doctors to mandatory drug testing and other burdens — and which has been opposed by every large California newspaper as well as by the ACLU of California — there’s Prop 45, to intensify the state’s already extensive system of insurance rate regulation. Ian Adams warns against its faults at City Journal.

“Insurance troubles for high school bass tournament”

“Concerns about insurance requirements will keep a southwest Missouri high school team from participating in the first high school bass pro fishing tournament in June.” The insurer for the Nixa High School angling team said it had only suggested, not required, “such things as having the volunteer boaters take a Coast Guard certification course at a cost of about $400 each, and to be CPR- and first-aid trained and requiring students and boat captains to wear specific safety glasses.” [AP/Houston Chronicle; Springfield News-Leader]

May Day special: morris dance liability

So far as I can tell, this insurance page from Great Britain is entirely in earnest:

Public Liability Insurance for Morris Dance Troupes

We provide instant, on-line morris dance troupe public liability insurance quotes and cover from our panel of specialist liability insurers and our own unique underwriting facilities in the United Kingdom….

Why does a morris dance troupe need public liability insurance?

Every day morris dance troupes face the risk of legal action being taken against them in respect of their liability for personal injury or property damage arising in the course of their business activities. The awards that may be made as a result of a successful claim can be catastrophic but even the legal costs of defending the most spurious claim can cause severe financial hardship.

On the other hand, this page from the plaintiff’s side appears to have been written at least with a bit of tongue-in-cheek:

The no win no fee Elstow Morris dancing accident injury claim specialist

A little bit of Morris-dancing never hurt anybody; or did it? You might need the services of a specialist no win no fee Elstow Morris dancing accident injury claim solicitor, if, whilst strutting your stuff, you’re struck in the face by a Morris stick, or even a handkerchief, and break a bone, or sustain an eye injury. …

Launching a no win no fee Elstow Morris-dancing accident injury claim

Sometimes, shards of wood can splinter off the Morris-sticks and strike someone causing an injury, and sometimes small children can inadvertently get in the way, and sustain an injury. In cases like these, be it a Morris-dancer, or a spectator, or a child that is injured, AAH, the specialist no win no fee Elstow injury claim lawyer, can be called on to help to launch a personal injury claim. All troupes of public performers, be they acrobats or Morris-dancers, must have public liability insurance.

April 15 roundup

  • “Nullification” a non-starter, but states do have ways to resist federal encroachment [Amy Pomeroy, Libertas Utah, with podcast] Passport to Baraboo? State GOP resolutions committee backs “Wisconsin’s right, under extreme circumstances, to secede.” [Milwaukee Journal-Sentinel]
  • Flawed forensics: “DUI expert pleads no contest to perjury charges, gets house arrest and probation” [PennLive]
  • “Insurance: The Musical” turned out to be an April Fool’s, a pity since I was looking forward to the actuary production number [Insurance Journal, but see (David Skurnick, “Cut My Rate,” set in California Insurance Department) and more (“The Sting”)]
  • Executive power grab? New F.H. Buckley book on “The Rise of Crown Government in America” [Tyler Cowen, with Canada comparison]
  • My appearance on Anne Santos’s radio show discussing lawsuit culture [KNTH]
  • If General Motors objects to direct consumer sales freedom for Tesla, perhaps the answer is to set GM free too [Dan Crane, Truth on the Market; James Surowiecki/New Yorker, Adam Hartung via Stephen Bainbridge]
  • James Maxeiner on the Federal Rules of Civil Procedure after 75 years [Common Good]

Brother at wheel in accident, recovers $18 million

Pennsylvania: “According to police, Kyle Piper, then 17, lost control of his car on a wet Route 422 in Union Township and struck a steel pole.” His 15-year-old brother Stephen, a passenger, was catastrophically injured. “At the time of the accident, according to court documents, the family was insured through Erie Insurance Exchange and believed $200,000 in uninsured motorist benefits and another $100,000 in liability coverage was available for Stephen.” Several legal twists later, Erie has agreed to pay $18 million. [New Castle (Pa.) News]

Uninsured drivers: “no pay, no play”

At least ten states have now adopted variations on the idea that motorists who unlawfully drive without insurance should give up at least some of their right to sue for pain and suffering in a later accident. Missouri has become the latest, its legislature overriding a veto by Gov. Jay Nixon (D). Organized insurers have backed the idea, which one recent study says can reduce the number of drivers on the road without insurance. It should be noted that trial lawyers’ collective interest in the issue is subject to some ambiguity: while they will recover less in a given lawsuit if their uninsured-motorist client cannot sue for pain and suffering, a rise in the share of drivers that are insured improves their chances of recovering funds in cases generally. [Insurance Journal, Billy Smith/Wolters Kluwer Compliance Corner, PCIAA, Susan Ladika/CarInsurance.com]