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	<title>Overlawyered &#187; medical malpractice insurance</title>
	<atom:link href="http://overlawyered.com/tag/medical-malpractice-insurance/feed/" rel="self" type="application/rss+xml" />
	<link>http://overlawyered.com</link>
	<description>Chronicling the high cost of our legal system</description>
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		<title>Libertarians and medical malpractice</title>
		<link>http://overlawyered.com/2011/10/libertarians-and-medical-malpractice/</link>
		<comments>http://overlawyered.com/2011/10/libertarians-and-medical-malpractice/#comments</comments>
		<pubDate>Mon, 24 Oct 2011 19:06:26 +0000</pubDate>
		<dc:creator>Walter Olson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Cato Institute]]></category>
		<category><![CDATA[freedom of contract]]></category>
		<category><![CDATA[medical malpractice]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>

		<guid isPermaLink="false">http://overlawyered.com/?p=25259</guid>
		<description><![CDATA[What kind of medical liability market would emerge if courts decided to begin upholding freedom of contract? I take up that question &#8212; and explain some of my misgivings about efforts to portray today&#8217;s medical malpractice sector as somehow a free-market arrangement &#8212; at Cato at Liberty (&#038; welcome Elie Mystal/Above the Law, GruntDoc, Ramesh [...]]]></description>
			<content:encoded><![CDATA[<p>What kind of medical liability market would emerge if courts decided to begin upholding freedom of contract? I take up that question &#8212; and explain some of my misgivings about efforts to portray today&#8217;s medical malpractice sector as somehow a free-market arrangement &#8212; <a href="http://www.cato-at-liberty.org/libertarians-medical-malpractice-and-contract/">at Cato at Liberty</a> (<strong>&#038; welcome</strong> <a href="http://abovethelaw.com/2011/10/non-sequiturs-10-24-11/">Elie Mystal/Above the Law</a>, <a href="http://gruntdoc.com/2011/10/libertarians-medical-malpractice-and-contract-cato-liberty.html">GruntDoc</a>, <a href="https://twitter.com/#!/RameshPonnuru/status/128540895397154816">Ramesh Ponnuru</a> readers).</p>

	Tags: <a href="http://overlawyered.com/tag/cato-institute/" title="Cato Institute" rel="tag">Cato Institute</a>, <a href="http://overlawyered.com/tag/freedom-of-contract/" title="freedom of contract" rel="tag">freedom of contract</a>, <a href="http://overlawyered.com/tag/medical-malpractice/" title="medical malpractice" rel="tag">medical malpractice</a>, <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a><br />

	<h4>Related posts</h4>
	<ul class="st-related-posts">
	<li><a href="http://overlawyered.com/2010/11/november-30-roundup/" title="November 30 roundup (November 30, 2010)">November 30 roundup</a> (15)</li>
	<li><a href="http://overlawyered.com/2006/09/medical-tourism/" title="Medical tourism (September 26, 2006)">Medical tourism</a> (12)</li>
	<li><a href="http://overlawyered.com/2011/09/massachusetts-innovative-medical-liability-reform/" title="Massachusetts: &#8220;Innovative Medical Liability Reform&#8221; (September 22, 2011)">Massachusetts: &#8220;Innovative Medical Liability Reform&#8221;</a> (5)</li>
	<li><a href="http://overlawyered.com/2004/03/does-tort-reform-affect-insurance-rates/" title="Does tort reform affect insurance rates? (March 22, 2004)">Does tort reform affect insurance rates?</a> (2)</li>
	<li><a href="http://overlawyered.com/2009/06/white-coats-lawsuit-story-contd/" title="White Coat&#8217;s lawsuit story, cont&#8217;d (June 12, 2009)">White Coat&#8217;s lawsuit story, cont&#8217;d</a> (0)</li>
</ul>

]]></content:encoded>
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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>Chicago neurosurgeons pay $4500/wk in med-mal premiums</title>
		<link>http://overlawyered.com/2011/07/chicago-neurosurgeons-pay-4500wk-in-med-mal-premiums/</link>
		<comments>http://overlawyered.com/2011/07/chicago-neurosurgeons-pay-4500wk-in-med-mal-premiums/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 09:33:44 +0000</pubDate>
		<dc:creator>Walter Olson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Chicago]]></category>
		<category><![CDATA[Illinois]]></category>
		<category><![CDATA[Madison County]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>

		<guid isPermaLink="false">http://overlawyered.com/?p=23788</guid>
		<description><![CDATA[Neurosurgeons in Cook and four other counties pay nearly $230,000 a year, obstetricians nearly $140,000, and general surgeons nearly $100,000. The legislature in Springfield had voted liability limits, but last year the Illinois Supreme Court, in a decision hailed by organized plaintiff&#8217;s lawyers but condemned as lawless by many others, struck down those limits. [Heather [...]]]></description>
			<content:encoded><![CDATA[<p>Neurosurgeons in Cook and four other counties pay nearly $230,000 a year, obstetricians nearly $140,000, and general surgeons nearly $100,000. The legislature in Springfield had voted liability limits, but last year the Illinois Supreme Court, in a decision hailed by organized plaintiff&#8217;s lawyers but condemned as lawless by many others, struck down those limits. [<a href="http://news.medill.northwestern.edu/chicago/news.aspx?id=187317">Heather Perlberg, Medill</a>]</p>

	Tags: <a href="http://overlawyered.com/tag/chicago/" title="Chicago" rel="tag">Chicago</a>, <a href="http://overlawyered.com/tag/illinois/" title="Illinois" rel="tag">Illinois</a>, <a href="http://overlawyered.com/tag/madison-county/" title="Madison County" rel="tag">Madison County</a>, <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a><br />

	<h4>Related posts</h4>
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	<li><a href="http://overlawyered.com/2006/11/when-a-judge-sues-for-defamation-contd/" title="When a judge sues for defamation, cont&#8217;d (November 21, 2006)">When a judge sues for defamation, cont&#8217;d</a> (0)</li>
	<li><a href="http://overlawyered.com/2004/12/watch-what-you-say-about-lawyers-contd/" title="Watch what you say about lawyers, cont&#8217;d (December 23, 2004)">Watch what you say about lawyers, cont&#8217;d</a> (7)</li>
	<li><a href="http://overlawyered.com/2007/10/watch-what-you-say-about-lawyers-dept-amiel-cueto/" title="Watch what you say about lawyers dept.: Amiel Cueto (October 1, 2007)">Watch what you say about lawyers dept.: Amiel Cueto</a> (0)</li>
	<li><a href="http://overlawyered.com/2008/02/vioxx-settlement-february-8-update/" title="Vioxx settlement: February 8 update (February 8, 2008)">Vioxx settlement: February 8 update</a> (32)</li>
	<li><a href="http://overlawyered.com/2008/01/vioxx-roundup-january-15-17/" title="Vioxx roundup, January 15-17 (January 17, 2008)">Vioxx roundup, January 15-17</a> (1)</li>
</ul>

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		<slash:comments>12</slash:comments>
		</item>
		<item>
		<title>Because liability reform would be too hard</title>
		<link>http://overlawyered.com/2010/07/because-liability-reform-would-be-too-hard/</link>
		<comments>http://overlawyered.com/2010/07/because-liability-reform-would-be-too-hard/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 17:45:11 +0000</pubDate>
		<dc:creator>Walter Olson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>
		<category><![CDATA[New York]]></category>

		<guid isPermaLink="false">http://overlawyered.com/?p=17998</guid>
		<description><![CDATA[&#8220;Let’s just charge more for auto insurance and homeowners insurance to keep the only two malpractice insurers in New York from going bankrupt.&#8221; [White Coat; Greg Davis, Crain's New York Business] 

	Tags: medical malpractice insurance, New York

	Related posts
	
	Obama transition on health care costs (7)
	Yes, tea is hot, too. (Redux: Villona Maryash edition) (0)
	Update: New York [...]]]></description>
			<content:encoded><![CDATA[<p>&#8220;Let’s just charge more for auto insurance and homeowners insurance to keep the only two malpractice insurers in New York from going bankrupt.&#8221; [<a href="http://www.epmonthly.com/whitecoat/2010/06/healthcare-update-06-18-2010/">White Coat</a>; <a href="http://mycrains.crainsnewyork.com/greg_david_on_new_york/2010/06/attention-drivers-and-homeowners-albany-wants-to-tax-you.php">Greg Davis, Crain's New York Business</a>] </p>

	Tags: <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a>, <a href="http://overlawyered.com/tag/new-york/" title="New York" rel="tag">New York</a><br />

	<h4>Related posts</h4>
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	<li><a href="http://overlawyered.com/2008/11/obama-transition-on-health-care-costs/" title="Obama transition on health care costs (November 7, 2008)">Obama transition on health care costs</a> (7)</li>
	<li><a href="http://overlawyered.com/2010/07/yes-tea-is-hot-too-redux-villona-maryash-edition/" title="Yes, tea is hot, too. (Redux: Villona Maryash edition) (July 3, 2010)">Yes, tea is hot, too. (Redux: Villona Maryash edition)</a> (0)</li>
	<li><a href="http://overlawyered.com/2010/07/update-new-york-bill-banning-short-term-rentals/" title="Update: New York bill banning short-term rentals (July 20, 2010)">Update: New York bill banning short-term rentals</a> (0)</li>
	<li><a href="http://overlawyered.com/2004/08/update-indian-sovereignty-advances/" title="Update: Indian sovereignty advances (August 22, 2004)">Update: Indian sovereignty advances</a> (0)</li>
	<li><a href="http://overlawyered.com/2008/09/update-court-dismisses-kremen-v-morelli/" title="Update: court dismisses Kremen v. Morelli (September 22, 2008)">Update: court dismisses Kremen v. Morelli</a> (0)</li>
</ul>

]]></content:encoded>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Health Affairs letter on Marc Rodwin Massachusetts Medical Malpractice Study</title>
		<link>http://overlawyered.com/2009/01/health-affairs-letter-on-marc-rodwin-massachusetts-medical-malpractice-study/</link>
		<comments>http://overlawyered.com/2009/01/health-affairs-letter-on-marc-rodwin-massachusetts-medical-malpractice-study/#comments</comments>
		<pubDate>Mon, 05 Jan 2009 13:19:31 +0000</pubDate>
		<dc:creator>Ted Frank</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Marc Rodwin]]></category>
		<category><![CDATA[Massachusetts]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>

		<guid isPermaLink="false">http://overlawyered.com/?p=8086</guid>
		<description><![CDATA[You may remember Professor Rodwin and I debating his paper on Point of Law; that debate has spilled over onto the pages of the November/December issue of Health Affairs, which published a short letter from me criticizing the Rodwin study and a muddying response from the authors:
Marc Rodwin and colleagues’ highly publicized conclusion that Massachusetts [...]]]></description>
			<content:encoded><![CDATA[<p>You may remember Professor Rodwin and I <a href="http://overlawyered.com/2008/05/marc-rodwin-and-the-massachusetts-medical-malpractice-crisis/">debating his paper on Point of Law</a>; that debate has spilled over onto the pages of the November/December issue of <em>Health Affairs</em>, which published <a href="http://content.healthaffairs.org/cgi/content/full/27/6/1745-a">a short letter from me criticizing the Rodwin study</a> and a <a href="http://content.healthaffairs.org/cgi/content/full/27/6/1746">muddying response from the authors</a>:</p>
<blockquote><p>Marc Rodwin and colleagues’ highly publicized conclusion<sup> </sup>that Massachusetts does not have a malpractice insurance crisis<sup> </sup>(May/Jun 08) is not supported by the data in their paper.<sup> </sup></p>
<p>First, the sole finding supporting the conclusion, that malpractice<sup> </sup>insurance rates declined 1 percent from 1990 to 2005, is an<sup> </sup>artifact of the Simpson Paradox. Rates for low-risk doctors<sup> </sup>increased 14 percent; rates for high-risk doctors increased<sup> </sup>45 percent. The mean decreased entirely because the mix of doctors<sup> </sup>changed, and the percentage of insured doctors with expensive<sup> </sup>high-risk policies declined substantially&#8230;</p></blockquote>

	Tags: <a href="http://overlawyered.com/tag/marc-rodwin/" title="Marc Rodwin" rel="tag">Marc Rodwin</a>, <a href="http://overlawyered.com/tag/massachusetts/" title="Massachusetts" rel="tag">Massachusetts</a>, <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a><br />

	<h4>Related posts</h4>
	<ul class="st-related-posts">
	<li><a href="http://overlawyered.com/2008/05/marc-rodwin-and-the-massachusetts-medical-malpractice-crisis/" title="Marc Rodwin and the Massachusetts medical malpractice crisis (May 22, 2008)">Marc Rodwin and the Massachusetts medical malpractice crisis</a> (5)</li>
	<li><a href="http://overlawyered.com/2008/05/may-19-roundup/" title="May 19 roundup (May 19, 2008)">May 19 roundup</a> (2)</li>
	<li><a href="http://overlawyered.com/2007/06/your-prisoner-sex-change-update/" title="Your Prisoner Sex Change Update (June 27, 2007)">Your Prisoner Sex Change Update</a> (17)</li>
	<li><a href="http://overlawyered.com/2007/02/whos-riding-that-snowplow/" title="Who&#8217;s riding that snowplow? (February 13, 2007)">Who&#8217;s riding that snowplow?</a> (3)</li>
	<li><a href="http://overlawyered.com/2010/01/welcome-national-review-online-readers-3/" title="Welcome National Review Online readers (January 19, 2010)">Welcome National Review Online readers</a> (0)</li>
</ul>

]]></content:encoded>
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		</item>
		<item>
		<title>&#8220;How many hernias&#8230;?&#8221;</title>
		<link>http://overlawyered.com/2008/12/how-many-hernias/</link>
		<comments>http://overlawyered.com/2008/12/how-many-hernias/#comments</comments>
		<pubDate>Mon, 08 Dec 2008 05:28:35 +0000</pubDate>
		<dc:creator>Walter Olson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>

		<guid isPermaLink="false">http://overlawyered.com/?p=7968</guid>
		<description><![CDATA[How many elective inguinal hernia repairs do you think a surgeon might have to perform to raise the money to pay his annual malpractice insurance bill? We&#8217;re not told which state he practices in or what kind of practice or community, only that he&#8217;s getting a relatively good deal on insurance because he has no [...]]]></description>
			<content:encoded><![CDATA[<p>How many elective inguinal hernia repairs do you think a surgeon might have to perform to raise the money to pay his annual malpractice insurance bill? We&#8217;re not told which state he practices in or what kind of practice or community, only that he&#8217;s getting a relatively good deal on insurance because he has no outstanding suits.</p>
<p>Guess for yourself, and then go see whether ER Stories&#8217; answer is higher or lower than you guessed (<a href="http://erstories.net/?p=750">Dec. 7</a>). </p>

	Tags: <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a><br />

	<h4>Related posts</h4>
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	<li><a href="http://overlawyered.com/2006/05/national-law-journal-on-medical-malpractice-bills/" title="National Law Journal on medical malpractice bills (May 4, 2006)">National Law Journal on medical malpractice bills</a> (0)</li>
	<li><a href="http://overlawyered.com/2006/09/medical-tourism/" title="Medical tourism (September 26, 2006)">Medical tourism</a> (12)</li>
	<li><a href="http://overlawyered.com/2005/07/med-mal-at-point-of-law/" title="Med-mal at Point of Law (July 15, 2005)">Med-mal at Point of Law</a> (0)</li>
	<li><a href="http://overlawyered.com/2008/05/marc-rodwin-and-the-massachusetts-medical-malpractice-crisis/" title="Marc Rodwin and the Massachusetts medical malpractice crisis (May 22, 2008)">Marc Rodwin and the Massachusetts medical malpractice crisis</a> (5)</li>
</ul>

]]></content:encoded>
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		<slash:comments>2</slash:comments>
		</item>
		<item>
		<title>Obama transition on health care costs</title>
		<link>http://overlawyered.com/2008/11/obama-transition-on-health-care-costs/</link>
		<comments>http://overlawyered.com/2008/11/obama-transition-on-health-care-costs/#comments</comments>
		<pubDate>Fri, 07 Nov 2008 16:32:36 +0000</pubDate>
		<dc:creator>Walter Olson</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Barack Obama]]></category>
		<category><![CDATA[insurers]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>
		<category><![CDATA[New York]]></category>

		<guid isPermaLink="false">http://overlawyered.com/?p=7826</guid>
		<description><![CDATA[Coyote also points to this page, which magically promises simultaneously to reduce health premiums while requiring insurers to cover pre-existing conditions and doing lots of other generous stuff. Total discussion of medical liability issues consists of the following bullet point:
Prevent insurers from overcharging doctors for their malpractice insurance and invest in proven strategies to reduce [...]]]></description>
			<content:encoded><![CDATA[<p>Coyote <a href="http://www.coyoteblog.com/coyote_blog/2008/11/wow-obama-has-inverted-the-supply-curve.html">also points</a> to <a href="http://www.change.gov/agenda/healthcare/">this page</a>, which magically promises simultaneously to reduce health premiums while requiring insurers to cover pre-existing conditions and doing lots of other generous stuff. Total discussion of medical liability issues consists of the following bullet point:<br />
<blockquote>Prevent insurers from overcharging doctors for their malpractice insurance and invest in proven strategies to reduce preventable medical errors.</p></blockquote>
<p>Yes, because suppressing current malpractice insurance rates by adopting artificially rosy premises as to future payouts <a href="http://www.pointoflaw.com/archives/2007/12/disaster-forese.php">worked out so well when tried in New York</a>. <strong>Update</strong> <a href="http://washingtontimes.com/news/2008/nov/11/exclusive-obama-deletes-agenda-from-transition-web/">Monday</a>: transition yanks entire &#8220;Agenda&#8221;, this section and others.</p>

	Tags: <a href="http://overlawyered.com/tag/barack-obama/" title="Barack Obama" rel="tag">Barack Obama</a>, <a href="http://overlawyered.com/tag/insurers/" title="insurers" rel="tag">insurers</a>, <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a>, <a href="http://overlawyered.com/tag/new-york/" title="New York" rel="tag">New York</a><br />

	<h4>Related posts</h4>
	<ul class="st-related-posts">
	<li><a href="http://overlawyered.com/2011/10/october-12-roundup-4/" title="October 12 roundup (October 12, 2011)">October 12 roundup</a> (4)</li>
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	<li><a href="http://overlawyered.com/2011/06/june-20-roundup-3/" title="June 20 roundup (June 20, 2011)">June 20 roundup</a> (1)</li>
	<li><a href="http://overlawyered.com/2011/01/january-21-roundup-2/" title="January 21 roundup (January 21, 2011)">January 21 roundup</a> (0)</li>
	<li><a href="http://overlawyered.com/2010/07/because-liability-reform-would-be-too-hard/" title="Because liability reform would be too hard (July 5, 2010)">Because liability reform would be too hard</a> (1)</li>
</ul>

]]></content:encoded>
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		<slash:comments>7</slash:comments>
		</item>
		<item>
		<title>Marc Rodwin and the Massachusetts medical malpractice crisis</title>
		<link>http://overlawyered.com/2008/05/marc-rodwin-and-the-massachusetts-medical-malpractice-crisis/</link>
		<comments>http://overlawyered.com/2008/05/marc-rodwin-and-the-massachusetts-medical-malpractice-crisis/#comments</comments>
		<pubDate>Thu, 22 May 2008 13:50:49 +0000</pubDate>
		<dc:creator>Ted Frank</dc:creator>
				<category><![CDATA[Marc Rodwin]]></category>
		<category><![CDATA[Massachusetts]]></category>
		<category><![CDATA[medical]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>

		<guid isPermaLink="false">http://overlawyered.com/?p=7025</guid>
		<description><![CDATA[A Health Affairs paper by Suffolk University Law Professor Marc Rodwin et al. has been generating a lot of press and blog attention for its claim that there is no medical malpractice crisis in Massachusetts.  He and I have been debating the paper at Point of Law (Frank; Rodwin; Frank); as I show, that conclusion [...]]]></description>
			<content:encoded><![CDATA[<p>A <a href="http://content.healthaffairs.org/cgi/content/abstract/27/3/835?etoc"><em>Health Affairs </em>paper</a> by Suffolk University Law Professor Marc Rodwin <em>et al. </em>has been generating a lot of press and blog attention for its claim that there is no medical malpractice crisis in Massachusetts.  He and I have been debating the paper at Point of Law (<a href="http://www.pointoflaw.com/archives/2008/05/massachusetts-med-mal-prof-mar.php">Frank</a>; <a href="http://www.pointoflaw.com/archives/2008/05/massachusetts-med-mal-prof-mar.php">Rodwin</a>; <a href="http://www.pointoflaw.com/archives/2008/05/a-response-to-marc-rodwin-the.php">Frank</a>); as I show, that conclusion is highly suspect and seems divorced from the underlying data.</p>

	Tags: <a href="http://overlawyered.com/tag/marc-rodwin/" title="Marc Rodwin" rel="tag">Marc Rodwin</a>, <a href="http://overlawyered.com/tag/massachusetts/" title="Massachusetts" rel="tag">Massachusetts</a>, <a href="http://overlawyered.com/tag/medical/" title="medical" rel="tag">medical</a>, <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a><br />

	<h4>Related posts</h4>
	<ul class="st-related-posts">
	<li><a href="http://overlawyered.com/2009/01/health-affairs-letter-on-marc-rodwin-massachusetts-medical-malpractice-study/" title="Health Affairs letter on Marc Rodwin Massachusetts Medical Malpractice Study (January 5, 2009)">Health Affairs letter on Marc Rodwin Massachusetts Medical Malpractice Study</a> (0)</li>
	<li><a href="http://overlawyered.com/2007/12/the-next-wave-of-defensive-medicine/" title="The next wave of defensive medicine (December 11, 2007)">The next wave of defensive medicine</a> (8)</li>
	<li><a href="http://overlawyered.com/2005/01/teds-mythbusting-at-point-of-law/" title="Ted&#8217;s mythbusting at Point of Law (January 10, 2005)">Ted&#8217;s mythbusting at Point of Law</a> (0)</li>
	<li><a href="http://overlawyered.com/2004/03/prosecuting-the-innocent-without-consequences/" title="Prosecuting the innocent, without consequences (March 22, 2004)">Prosecuting the innocent, without consequences</a> (0)</li>
	<li><a href="http://overlawyered.com/2008/02/privacy-law-and-criminal-investigations-contd/" title="Privacy law and criminal investigations, cont&#8217;d (February 19, 2008)">Privacy law and criminal investigations, cont&#8217;d</a> (0)</li>
</ul>

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		<title>Medical tourism</title>
		<link>http://overlawyered.com/2006/09/medical-tourism/</link>
		<comments>http://overlawyered.com/2006/09/medical-tourism/#comments</comments>
		<pubDate>Tue, 26 Sep 2006 13:43:54 +0000</pubDate>
		<dc:creator>Ted Frank</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[hospitals]]></category>
		<category><![CDATA[Justinian Lane]]></category>
		<category><![CDATA[medical]]></category>
		<category><![CDATA[medical malpractice]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>
		<category><![CDATA[noneconomic damages]]></category>

		<guid isPermaLink="false">http://overlawyered.com/wpblog/?p=3991</guid>
		<description><![CDATA[Bumrungrad International Hospital in Bangkok, Thailand, treated 58,000 American patients in 2005, and looks to treat 20 percent more this year.  Why?
At Bumrungrad Hospital, [spokesman Ruben] Toral said, the lower cost of living is a major factor in the savings, but so are differences in how the medical system operates.
Doctors in Thailand pay about [...]]]></description>
			<content:encoded><![CDATA[<p>Bumrungrad International Hospital in Bangkok, Thailand, treated 58,000 American patients in 2005, and looks to treat 20 percent more this year.  Why?</p>
<blockquote><p>At Bumrungrad Hospital, [spokesman Ruben] Toral said, the lower cost of living is a major factor in the savings, but so are differences in how the medical system operates.</p>
<p>Doctors in Thailand pay about $5,000 a year for malpractice insurance, compared with more than $100,000 for some specialties in the United States.</p>
<p>Thai courts will adjudicate malpractice claims, but the largest award ever issued was about $100,000 and the law there doesn&#8217;t permit damages for pain and suffering.</p></blockquote>
<p>(Mark Roth, &#8220;Surgery abroad an option for those with minimal health coverage,&#8221; Pittsburgh Post-Gazette, <a href="http://www.post-gazette.com/pg/06253/719928-37.stm">Sep. 10</a>).  Apparently the Thais haven&#8217;t heard the propaganda from the American trial bar that caps on non-economic damages don&#8217;t lower malpractice insurance premiums or medical expenses.  And apparently, thousands of Americans prefer cheaper healthcare to the opportunity to recover pain-and-suffering damages: unfortunately, plaintiffs&#8217; organizations fight very hard to ensure that American consumers don&#8217;t actually get that choice.  (Via, of all places, <a href="http://www.tortdeform.com/archives/2006/09/medical_tourism_blaming_lawyer.html">Bizarro-Overlawyered</a>, where one can almost see the smoke coming out of the ears of the posting blogger because of the &#8220;Does-Not-Compute&#8221; cognitive dissonance.)</p>
<p><span id="more-3991"></span><br />
<strong>Update</strong>: Justinian Lane continues his <a href="http://www.tortdeform.com/archives/2006/09/more_on_medical_tourism.html">blog&#8217;s consistent dishonesty</a>.  My post makes two points:</p>
<p>1) Thailand has lower medical malpractice insurance costs in part because there are caps of zero on non-economic damages in that country, notwithstanding <a href="http://www.aei.org/research/liability/publications/pubID.24273,projectID.23/pub_detail.asp">the repeatedly refuted claims</a> of the plaintiffs&#8217; bar that insurance costs and caps are unrelated.</p>
<p>2) Americans, when given a choice, prefer cheaper health-care to the opportunity for pain-and-suffering damages, but the plaintiffs&#8217; bar fights the opportunity to give consumers so much as the <em>choice</em>; in this debate, as with most debates over liability reform, it&#8217;s the reformers who are the true consumer advocates.</p>
<p>In response, Lane has a lengthy diatribe pointing out that Thailand has lower expenses for many other things, <em>which is pointed out in this very post at the beginning of the block quote</em>!  Lane then proceeds to attack me for a claim I never made, while ignoring the claims I did make.  Readers can judge for themselves why Lane and Dugger&#8217;s blog only debates against strawmen, rather than what reformers actually say.</p>
<p>Lane&#8217;s post does have an interesting statistic: there are 600 doctors who see 800,000 patients a year at the Bumrungrad hospital.  Let&#8217;s do some back-of-the-envelope calculations: if the average doctor there saves $50,000 to $100,000/year in malpractice insurance costs, that&#8217;s $30 million to $60 million a year saved by the hospital.  If the average Thai family has three to five visits to a hospital clinic doctor a year, that&#8217;s an average savings of $120-$400/year per family.  How many American households would turn down $120-$400 a year because they&#8217;d rather have the opportunity for lottery-ticket non-economic damages in a malpractice case?  I don&#8217;t know the answer to that question, but I&#8217;m willing to find out by giving American consumers the option.  The fact that the plaintiffs&#8217; bar fights very hard against giving consumers the option shows that they know that the public isn&#8217;t getting their money&#8217;s worth from the civil justice system, perhaps because over half the money spent on insurance for our woefully inefficient and inaccurate game-show of a medical malpractice litigation system goes to lawyers, rather than patients.</p>

	Tags: <a href="http://overlawyered.com/tag/hospitals/" title="hospitals" rel="tag">hospitals</a>, <a href="http://overlawyered.com/tag/justinian-lane/" title="Justinian Lane" rel="tag">Justinian Lane</a>, <a href="http://overlawyered.com/tag/medical/" title="medical" rel="tag">medical</a>, <a href="http://overlawyered.com/tag/medical-malpractice/" title="medical malpractice" rel="tag">medical malpractice</a>, <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a>, <a href="http://overlawyered.com/tag/noneconomic-damages/" title="noneconomic damages" rel="tag">noneconomic damages</a><br />

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	<li><a href="http://overlawyered.com/2008/08/update-lawrence-poliner-v-texas-health-systems-appeal/" title="Update: Lawrence Poliner v. Texas Health Systems appeal (August 2, 2008)">Update: Lawrence Poliner v. Texas Health Systems appeal</a> (5)</li>
	<li><a href="http://overlawyered.com/2008/05/why-doctors-are-heading-for-texas/" title="&#8220;Why Doctors Are Heading for Texas&#8221; (May 17, 2008)">&#8220;Why Doctors Are Heading for Texas&#8221;</a> (17)</li>
	<li><a href="http://overlawyered.com/2007/06/running-doctors-out-of-the-emergency-room/" title="&#8220;Running Doctors Out Of The Emergency Room&#8221; (June 13, 2007)">&#8220;Running Doctors Out Of The Emergency Room&#8221;</a> (5)</li>
	<li><a href="http://overlawyered.com/2005/05/why-object-to-hipaa/" title="Why object to HIPAA? (May 2, 2005)">Why object to HIPAA?</a> (0)</li>
</ul>

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		<title>National Law Journal on medical malpractice bills</title>
		<link>http://overlawyered.com/2006/05/national-law-journal-on-medical-malpractice-bills/</link>
		<comments>http://overlawyered.com/2006/05/national-law-journal-on-medical-malpractice-bills/#comments</comments>
		<pubDate>Thu, 04 May 2006 11:58:30 +0000</pubDate>
		<dc:creator>Ted Frank</dc:creator>
				<category><![CDATA[medical]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>

		<guid isPermaLink="false">http://overlawyered.com/wpblog/?p=3411</guid>
		<description><![CDATA[
]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.law.com/jsp/article.jsp?id=1146560723749">Marcia Coyle&#8217;s May 3 piece</a> extensively quotes me and the <a href="http://www.aei.org/research/liability/publications/pubID.24273,projectID.23/pub_detail.asp">Liability Outlook I wrote with Martin Grace</a> of <a href="http://riskprof.typepad.com/">RiskProf</a>, the good parts of which can be attributed to him.</p>
<p>Sen. Ensign&#8217;s <a href="http://thomas.loc.gov/cgi-bin/bdquery/z?d109:s.00022:">S. 22</a> itself is finally available on THOMAS.</p>
<p>(cross-posted at <a href="http://pointoflaw.com">Point of Law</a>)</p>

	Tags: <a href="http://overlawyered.com/tag/medical/" title="medical" rel="tag">medical</a>, <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a><br />

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	<li><a href="http://overlawyered.com/2008/05/marc-rodwin-and-the-massachusetts-medical-malpractice-crisis/" title="Marc Rodwin and the Massachusetts medical malpractice crisis (May 22, 2008)">Marc Rodwin and the Massachusetts medical malpractice crisis</a> (5)</li>
	<li><a href="http://overlawyered.com/2004/03/does-tort-reform-affect-insurance-rates/" title="Does tort reform affect insurance rates? (March 22, 2004)">Does tort reform affect insurance rates?</a> (2)</li>
	<li><a href="http://overlawyered.com/2006/11/wrongful-birth-reaches-germany/" title="Wrongful birth reaches Germany (November 15, 2006)">Wrongful birth reaches Germany</a> (11)</li>
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</ul>

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		<title>Center for Justice &amp; Democracy and Americans for Insurance Reform</title>
		<link>http://overlawyered.com/2006/04/center-for-justice-democracy-and-americans-for-insurance-reform/</link>
		<comments>http://overlawyered.com/2006/04/center-for-justice-democracy-and-americans-for-insurance-reform/#comments</comments>
		<pubDate>Tue, 25 Apr 2006 07:17:18 +0000</pubDate>
		<dc:creator>Ted Frank</dc:creator>
				<category><![CDATA[Center for Justice & Democracy]]></category>
		<category><![CDATA[insurance]]></category>
		<category><![CDATA[Liability Outlook]]></category>
		<category><![CDATA[medical malpractice insurance]]></category>
		<category><![CDATA[Ted Frank]]></category>

		<guid isPermaLink="false">http://overlawyered.com/wpblog/?p=3372</guid>
		<description><![CDATA[
]]></description>
			<content:encoded><![CDATA[<p>Martin Grace and I have written a <a href="http://www.aei.org/publications/filter.all,pubID.24273/pub_detail.asp">Liability Outlook</a> for AEI looking at the last several years of CJD/AIR studies on medical malpractice.  The conclusion?  &#8220;In many ways, the problem with AIR’s reports is a perfect microcosm of what doctors find most distasteful about the liability system: a trial-lawyer mentality that cherry-picks facts and twists data to reach knee-jerk conclusions under the guise of a false science.&#8221;  See also Jim Copland&#8217;s dissection of one such study at Point of Law on <a href="http://www.pointoflaw.com/archives/001292.php">Jul. 8</a>.</p>
<p>We look forward to Kevin Drum giving this paper the <a href="http://www.washingtonmonthly.com/archives/individual/2006_02/008311.php">same deference</a> he credulously gave AIR&#8217;s last bogus report.</p>
<p>One flaw of the paper is that we didn&#8217;t include the story of &#8220;Bob,&#8221; the dummy literally used to scapegoat insurance-company executives by CJD at <a href="http://www.overlawyered.com/2003/08/atlas_politics.html">an ATLA conference</a>.  For other CJD shenanigans, see <a href="http://www.overlawyered.com/2004/12/center_for_justice_democracys.html">Dec. 23, 2004</a> and <a href="http://www.pointoflaw.com/archives/000208.php">Mar. 19, 2004</a>.  (Cross-posted at Point of Law.)</p>

	Tags: <a href="http://overlawyered.com/tag/center-for-justice-democracy/" title="Center for Justice &amp; Democracy" rel="tag">Center for Justice &amp; Democracy</a>, <a href="http://overlawyered.com/tag/insurance/" title="insurance" rel="tag">insurance</a>, <a href="http://overlawyered.com/tag/liability-outlook/" title="Liability Outlook" rel="tag">Liability Outlook</a>, <a href="http://overlawyered.com/tag/medical-malpractice-insurance/" title="medical malpractice insurance" rel="tag">medical malpractice insurance</a>, <a href="http://overlawyered.com/tag/ted-frank/" title="Ted Frank" rel="tag">Ted Frank</a><br />

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